OSoSwift Posted September 11, 2014 Share Posted September 11, 2014 Holy shite! Link to comment Share on other sites More sharing options...
cavNrott Posted September 11, 2014 Share Posted September 11, 2014 The premium, for my 6 year old Lab, increased by almost $500 That would be $500 a year, surely? Link to comment Share on other sites More sharing options...
OSoSwift Posted September 11, 2014 Share Posted September 11, 2014 If mine increased by that it would be double! Link to comment Share on other sites More sharing options...
KJ Posted September 11, 2014 Share Posted September 11, 2014 (edited) Yes, it increased by almost $500 a year. Edited September 11, 2014 by KJ Link to comment Share on other sites More sharing options...
cavNrott Posted September 12, 2014 Share Posted September 12, 2014 (edited) The premium, for my 6 year old Lab, increased by almost $500 So your premium has increased by nearly $500 since last year? Last year mine took a massive leap of a 98% increase for my two dogs. It increase again this year but not a major leap like last year. Edited September 12, 2014 by cavNrott Link to comment Share on other sites More sharing options...
Niques Posted September 14, 2014 Share Posted September 14, 2014 Well this thread is a depressing read. I just got my nearly 5 year old Lab's PetPlan renewal and he's now over $300 a year more expensive. Does anyone know if it's possible to increase the PetPlan excess? I've had a poke around their website but it seems fixed. It would be really nice if someone offered 100%, high excess, no-frills (why am I paying for alternative treatments??) insurance option for the big emergencies -- surely that's not too much to ask! Link to comment Share on other sites More sharing options...
Cosmolo Posted September 14, 2014 Share Posted September 14, 2014 Pretty sure i have a higher than normal excess on my petplan policy? Have just made a big claim with no issues too. Link to comment Share on other sites More sharing options...
cointreau Posted September 15, 2014 Share Posted September 15, 2014 My Vet sent the paperwork to Petplan for payment and it was sorted within 2 weeks from their side I still need to pay my bit which is more than previously because my dog is 10 and a Great Dane. Even with the huge premium increase I have had this year I am only $104 short of getting my annual premium back so it is simple for me keep my insurance going. Link to comment Share on other sites More sharing options...
melzawelza Posted September 16, 2014 Share Posted September 16, 2014 (edited) Just spoke to Petplan for another matter and got them to tell me what my increase will be when renewal comes up in April. I have been paying $41.11 per month and it'll be going to $55.97. Still a big increase and if I hadn't read this thread I'd be pissed about it. But after reading this thread I'm stoked that it's only that much :laugh: Edited September 16, 2014 by melzawelza Link to comment Share on other sites More sharing options...
OSoSwift Posted September 16, 2014 Share Posted September 16, 2014 I got my premium for my young male whippet - $618 per year, an increase but happy it wasn't more. Got my premium back for my 5yo Whippet - no claims its $685. I wonder why that is???? Link to comment Share on other sites More sharing options...
megan_ Posted September 17, 2014 Share Posted September 17, 2014 Age increases the chance of injury and illness. Higher risk = higher premium. As a general rule, this kind of insurance isn't calculated at the individual level. They will look at key risk factors (breed and age ) when calculating premiums. An individuals no claim history won't necessarily get them cheaper insurance. Link to comment Share on other sites More sharing options...
OSoSwift Posted September 17, 2014 Share Posted September 17, 2014 Fair enough but he is only 5, last year all three dogs had the same premium, he has had one claim when he was 9 months old, my bitch is 6 and has had a major claim - hate to see what hers will come in as!!!!!! Link to comment Share on other sites More sharing options...
Sail_Away Posted January 1, 2015 Share Posted January 1, 2015 Bumping this thread again - I just got my renewal letter in the mail for PetPlan and like everyone else my premiums have gone up a ridiculous amount from $49.96 to $75 per month.. I have two exclusions on my cover (silly reasons they got excluded too!!! ) so hesitant to jump ship to another company as PP will at least 'review' the exclusions and possibly lift them off my cover... Just wondering what majority of those with PP did after their premiums increased? Did you stick with them or go through another company - if so which one? - Sorry if already said in this thread, I started reading some of the pages but taking too long to read through it all... Link to comment Share on other sites More sharing options...
Rebanne Posted January 1, 2015 Share Posted January 1, 2015 I ditched them and only have my pup insured now with Woolworths and only for the first two years. After that I'll take my chances like I used to. Link to comment Share on other sites More sharing options...
dotdashdot Posted January 1, 2015 Share Posted January 1, 2015 Just a quick question. I got a letter in the mail early December (renewal was due 27th Dec) letting me know that my renewal was coming up and my premium as expected was going to increase (by over $20 per dog per month). I didn't want to continue but with my illness in early pregnancy I didn't do anything about it. Now, seeing this thread bumped up again, I checked my bank and they've taken the money out - despite no further correspondence. Is that allowed? Lucky there was JUST enough money left in that account, as I've changed banks and that account no longer gets paid! Link to comment Share on other sites More sharing options...
aliwake Posted January 1, 2015 Author Share Posted January 1, 2015 It is allowed, but it might not be too late to cancel seeing as it's early in the policy. I'd give them a call asap Link to comment Share on other sites More sharing options...
dotdashdot Posted January 1, 2015 Share Posted January 1, 2015 I just emailed. I checked my older email and found a email from 23rd December regarding a current claim from when my two dogs had a fight - apparently you have to fill an additional form in the case of a dog fight. I just said no I won't fill it in as I wish to cancel my policy and i'm forfeiting my right to that claim. Also asked for my email to be passed on to the right person if she wasn't the right one (in more eloquent terms). Also asked for my $120+ to be refunded please as I didn't consent to this new contract. I'm not great with over the phone confrontation so have asked to just be emailed. Link to comment Share on other sites More sharing options...
Sail_Away Posted January 1, 2015 Share Posted January 1, 2015 This might be of interest to some - Just read that like PP, BWM will 'review' any pre-existing conditions if no sign/symptoms during 18 months... that's very good news for those who might want to jump ship from PP! http://www.bowwowinsurance.com.au/images/docs/bwm_a4_waiver_online.pdf Link to comment Share on other sites More sharing options...
coogie Posted January 1, 2015 Share Posted January 1, 2015 (edited) I had a long think but decided to stick with Petplan, even with the increased premium I think we are still well ahead and Issy's other hip could go at any time and at least I know they will cover it under her lifetime cover arrangement. I will do some further research if we get a pup down the track but for these two I think it is better the devil we know. They have been very good and we have only had the one glitch over the dog fight, which they paid after I had asked them not to - because we had tracked down the other owner and they had paid up after we submitted the claim.I just returned the cheque. Edited January 1, 2015 by coogie Link to comment Share on other sites More sharing options...
Sail_Away Posted January 1, 2015 Share Posted January 1, 2015 This might be of interest to some - Just read that like PP, BWM will 'review' any pre-existing conditions if no sign/symptoms during 18 months... that's very good news for those who might want to jump ship from PP! http://www.bowwowins...iver_online.pdf Actually just looking at RSPCA now too and same applies - Maybe Hollards has updated all of their PDS'? Link to comment Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now