Pet Insurance - Worth It?

[Jayman]

Does anybody have a good or bad anecdote about Pet Insurance Companies? I was insured by Petplan and they declined my first claim because after my vet diagnosed the problem I had said that now that I thought back my pup had occasionally yelped when picked up. Petplan said that this was evidence of a preexisting condition that I failed to inform them about. They used this to deny my claim. I totally don't recommend Pet Plan. I fought the rejection as far as I could and still got the same humdrum about the occasional yelping being indicative of a preexisting condition. I argued that my dog had been to puppy preschool, had been desexed and vaccinated at the same vets and none of them picked up on the condition beforehand so how was I supposed to know? Apparently the average pet owner is more qualified to identify concerns than the veterinary community - in the eyes of the insurance companies. Now I wish that I had totally kept my mouth shut at the vets. Will this sort of thing lead to people not being candid at the vets?

[InspectorRex]

I am with Petplan as are alot of DOLers

You do have the right to appeal any decision made by any Insurance Company