Looking at difference insurance companies and was wondering how people found Pet Insurance Australia and Medibank. These offer 15k cover whereas Bow wow, woolies etc only go to 12k. I was with petplan but for my 1 yr old the insurance shot up to $87 a month which i cannot afford (used to be $46) and excess has gone up to $150. Not too sure if these companies offer lifetime cover, and if they cover longterm conditions each year or as a once off. Interested to hear what other good companies are out there apart from petplan. Thanks :)