Hadn't realised there was a difference between illness and accident cover before, thought that clause applied to all cases of luxating patellas!
Thank you for clearing that up :)
I've been looking this up as it looks like my dog has grade 2, might be headed to grade 3 soon.
I wonder if its considered a pre-existing condition in this case.
Minxy, when was this ?
Medibank Private, underwritten by Hollard Insurance Company specifically states in section 2.2 (point 2) that they will not pay for or cover any vet expenses attributable to petellar luxation.
Looks like all pet insurance underwritten by Hollard has the same PDS.
http://www.medibank.com.au/pet-insurance/pdfs/MPL918%20-%20Pet%20Insurance%20PDS%20FA%20web2.pdf for reference
He's still being treated for it currently. Medibank won't treat for patella luxation under Accident cover, only Illness.
